Current Employment Professor University of Bechar - Algeria 2008 Research Economist Laboratory of economics studies and local development- university of Bechar- Algeria 2016 Past Employment Associate Professor University of Bechar - Algeria 2006-2007 Associate Professor University of continues formation - Algeria 2006-2017 Associate Professor Chamber of Commerce - ministry of commerce- Bechar- Algeria 2017 Controller an inspector in insurance GAM insurance Algeria 2006 Education Doctorate Degree in Management University of Chlef - Algeria 2016 Magistere's Degree in Business Management - risk management- University of Bechar - Algeria 2008 Licence: Finance, Money and Bank University of Bechar - Algeria 2004 Licence: English (Second year) University of Bechar - Algeria 2017 Scientific Baccalaureate Abi Al Hassan Al Achaari Secondary School Bechar, Algeria 2000 Professional Experiences Training period GAM insurance Algeria 2005 Editorial Activity Editor-in-Chief Journal Of Marketing Studies And Management 2017 Published Papers in Journals - The future of insurance sector in Algeria - Bank-insurance- economics journal of university of Bechar,Algeria, Hawliyat (2011). - Risk management in the insurance company - case of Algerians firms- Roa journal in economics studies, December 3( 2012 ). - The Algerian experience in bank-insurance, journal of financials studies and banking, 23-01 March (2015), the Arabic academy of financials studies and banking, Jordan. - The possibilities to create efficiency by the Algerian credit organism, journal of financials studies and banking, 23-04 December (2015), the Arabic academy of financials studies and banking, Jordan. - The role of treasury in setting a financial strategy for bank and decrease risks, journal of financials studies and banking, 25-01 March (2017), the Arabic academy of financials studies and banking, Jordan. CONFERENCES - The International Seminar of Damascus - SYRIA- The requirements for developing competitive capacities in the Arab economies, 09/10 January 2011. - participation in Gafsa International Seminar -TUNISIA- Entrepreneurship and Enterprise: What Challenges in a Crisis Context 09/10/11 April 2010. - The international seminar of SFAX -TUNISIA- THE INSURANCE MARKET, 2010. - The Annaba International Seminar - Algeria - Participatory Management / Integrating Water, 20/21 October 2012. - Intervention at CONSTANTINE International Seminar - Algeria - Total Quality of Services - 10/11 MAY 2011. - Intervention at the international seminar of Biskra - Algeria - The role of Insurance in the support and protection of entrepreneurship - Decennial insurance and engineering - the case of Algeria -Le 06-07-08 April 2010. - Intervention at the International Seminar of Blida - Algeria - Creation and Innovation in Organizations, May 2011. - The Chlef international seminar - Algeria - Competition and competitive strategies of industrial companies in the Arab world - 08/09 November 2010. - Biskra International Seminar - Algeria - The Role of Insurance in the Support and Protection of Entrepreneurship - Decennial Insurance and Engineering - The Case of Algeria - 06/07/08 April 2010. - Intervention at the Bechar International Seminar - Algeria - insurance systems - 07-08 March-2009. - The international seminar of chléf - Algeria - Risk management in insurance companies - 25-26 November 2008. - Intervention at the national seminar of LAGOUAT - Algeria - rural development in Algeria - 27-28 October 2009. - The international seminar of M'sila University - Algeria - the taking of discretion within the economic enterprise - 14-15 April 2009. - Intervention at the national seminar of Saida - Algeria - The importance of the training strategy and total quality management to achieve a competitive advantage - November 10-11, 2009. -The international seminar of M'sila - Algeria - performance and effectiveness of the organization and sustainable development - Novem